Wouldn’t is be wiser and safer to know how vulnerable you are to identity theft before the theft occurs? Too many ID theft programs only help you after you are a victim.

Copyright (c) 2008 Ed Opperman

(What is Identity Theft and How to Avoid It)

O.K., I’ll protect myself from identity theft; but first I have to know what it is. So, what exactly is identity (ID) theft?

Succinctly put, it is the crime of obtaining your personal and / or financial information (i.e. name, address, Social Security number, credit card information, bank information, etc.) to assume your identity to either commit a criminal act, fraudulently secure credit or services, make purchases or secure money while impersonating you.