When Iowans have to deal with an insurance adjustor there are some basic things to keep in mind. When they have sustained injuries, the stakes are even higher. This article reveals some misconceptions and provides tips about how to deal with an insurance adjustor.

Like most Iowans, you have likely had a claim against an insurance company for a property damage claim such as hail damage, a leaking roof, etc. You may have received a call or visit from the insurance adjustor to discuss your claim. If you have to deal with an insurance adjustor in the future, there are some tips which may help your matter go better.

Iowans’ hurt at work often do not know what their basic rights are. This article provides workers injured in Iowa with some basic information about their rights under Iowa’s workers’ compensation laws, including what benefits they should receive, how their weekly check is calculated and much more.

Iowa Law has recognized the needs of its injured workers since 1913. The law requires every employer to obtain workers’ compensation insurance (or be approved as a self-insurer) to cover their workers. However, even the best employer is not likely to tell you all you need to know. If you are injured in a work accident or suffer from an occupational disease caused by your work, then Iowa law says that you have 10 basic rights which we will share the first 5 with you here (look for the other 5 rights next week):

The purpose of uninsured motorist coverage is to compensate the insured for all of the elements of damage they would have been entitled to receive from the person causing the accident, but who carried no bodily injury insurance, or very low limits of coverage. Of this list of damage items, the only ones which would be covered by health insurance or Medicare would be “covered” medical expenses.

The purpose of uninsured motorist coverage is to compensate the insured for all of the elements of damage they would have been entitled to receive from the person causing the accident, but who carried no bodily injury insurance, or very low limits of coverage. Of this list of damage items, the only ones which would be covered by health insurance or Medicare would be “covered” medical expenses.