The purpose of uninsured motorist coverage is to compensate the insured for all of the elements of damage they would have been entitled to receive from the person causing the accident, but who carried no bodily injury insurance, or very low limits of coverage. Of this list of damage items, the only ones which would be covered by health insurance or Medicare would be “covered” medical expenses.

The purpose of uninsured motorist coverage is to compensate the insured for all of the elements of damage they would have been entitled to receive from the person causing the accident, but who carried no bodily injury insurance, or very low limits of coverage. Of this list of damage items, the only ones which would be covered by health insurance or Medicare would be “covered” medical expenses.