One of the most annoying and troublesome things you can experience is to have your identity stolen. It could very well be days or weeks before you discover that something is wrong, and by then plenty of damage has been done. Bills are run up in your name, your credit gets trashed, and you have to argue with jerk collectors over money that you haven’t even spent. Just about every aspect of your life becomes an open book, and it’s a long and painful process to fix everything.