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12
Oct

What Should You Never Do When Dealing With an Insurance Adjustor?

When Iowans have to deal with an insurance adjustor there are some basic things to keep in mind. When they have sustained injuries, the stakes are even higher. This article reveals some misconceptions and provides tips about how to deal with an insurance adjustor.

Like most Iowans, you have likely had a claim against an insurance company for a property damage claim such as hail damage, a leaking roof, etc. You may have received a call or visit from the insurance adjustor to discuss your claim. If you have to deal with an insurance adjustor in the future, there are some tips which may help your matter go better.

06
Oct

Iowa Car Accidents- Myths and Mysteries Revealed

When an Iowan is hurt in a car accident often they have misconceptions about what damages they should receive, whether they should hire an attorney and generally about what do to. This article reveals some of those misconceptions, common myths about car accidents and other mysteries about Iowa’s car accident laws.

08
Sep

Protection From Identity Theft Begins Now (

Why wait until after you are a victim of identity theft? Take steps to protect yourself before you are a victim.

Copyright (c) 2008 Ed Opperman

Many seek protection from identity theft when it is too late.

They have already compromised their own identity in many different ways, just from their online activities. Protecting your identity should be a preventative measure, not a post action. It is something we all must consider before we ever enter any form of identification of ourselves online.

02
Aug

Do I Need Uninsured Motorist Coverage on My Auto Policy If I Have Medicare or Health Insurance?

The purpose of uninsured motorist coverage is to compensate the insured for all of the elements of damage they would have been entitled to receive from the person causing the accident, but who carried no bodily injury insurance, or very low limits of coverage. Of this list of damage items, the only ones which would be covered by health insurance or Medicare would be “covered” medical expenses.

01
Aug

Do I Need Uninsured Motorist Coverage on My Auto Policy If I Have Medicare or Health Insurance?

The purpose of uninsured motorist coverage is to compensate the insured for all of the elements of damage they would have been entitled to receive from the person causing the accident, but who carried no bodily injury insurance, or very low limits of coverage. Of this list of damage items, the only ones which would be covered by health insurance or Medicare would be “covered” medical expenses.

14
Mar

How Much Money Can I Get For My Personal Injury Case?

In order to determine how much money can I get for My Los Angeles personal injury case, there are many factors to look at. One major factor is whether or not the person who caused your serious injuries in Los Angeles even had insurance.

This is true whether it is a premises liability case, car accident, or airplane crash mishap. You must first consult the below checklist to secure your rights and build the value of your Los Angeles personal injury attorney’s ability to recover money damages.

23
Feb

Principles Of Medical Malpractice Suits

Medical Malpractice

Medical errors are a leading cause of death and injury nationwide. According to an article in The Journal of the American Medical Association (JAMA) (Vol 284, No 4, July 26th 2000) by Barbara Starfield, M.D., M.P.H., of the Johns Hopkins School of Hygiene and Public Health, medical errors may be the third leading cause of death in the United States. Medical malpractice includes errors by a physician, a member of a hospital staff or other health care provider that occurs in a medical setting and results in injury to the patient. Malpractice may occur when a practitioner breaches the standard of care recognized and accepted by other practitioners in the same field. A critical component of a successful malpractice claim is determining the accepted standard of care, whether that standard was followed and, if not, whether failure to follow that standard caused the injury.

02
Feb

Investigating Medical Negligence Cases

How do you know if you, a family member, or friends have been the victim of medical negligence? What information is important? What are the issues? What are the types of damages that can be recovered? How long do you have to take legal action? These are all important questions and this article will attempt to provide you with useful answers. What Information is Important? Our analysis of your potential case begins with a thorough investigation and examination into your medical history. Any previous hospitalizations regardless of the reason may be important. We need to review your medical records from your family or primary care doctor for several years prior to the date of the treatment which you believe was negligent. We will need to review all records surrounding the treatment which you believe to have been improper. Finally, we need to understand all medications which have been ordered for you during the last several years. No doctor or hospital can refuse to provide you with a copy of your records – it’s the law! They may charge you a fee for copying the records but must provide the records within 15 days of your request. You do not have to inform the health care provider that you are requesting the records for review in a potential legal matter.

27
Dec

Wrongful Death-personal Injury

Wrongful Death

In general, a wrongful death is a death caused by the negligence, recklessness, malpractice or inaction of another. The death may be the result of an accident or other adverse event. Wrongful death cases are usually brought by close relatives of the deceased. Wrongful death lawsuits usually require the following vital elements to prove the defendant’s guilt:

• The person’s death
• The defendant has exercised such neglectful acts, misconduct, omission or malpractice that causes death
• The surviving family members suffer financial burden due to the loss of their loved one
• The appointment of a legal counsel for the decedent’s assets.

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